Insurance Costs Force Many to Stay in HMOs
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Editor’s note: The meaning of this letter, published on Dec. 14, was unintentionally changed during the editing process. The letter is reprinted here.
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The fact that Medicare beneficiaries have not quit HMOs in droves is not for a level of satisfaction but they cannot afford the secondary insurance (AARP, etc.) that pays the Medicare 20%. This is expensive. In 90% of the cases, the doctor cannot write off the 20% and can only do so if the patient is indigent. HMOs are still not the answer to a medical dream.
JEANNE ROUSSO
Westlake Village
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