WEEKLY MORTGAGE RATES

Survey of 30 lenders in L.A. and Orange counties as of July 30, 2008.

Compiled by National Financial News Services

*--* LOANS TO $417,000 latest week previous week six months ago 30-year fixed 6.09%/1.28 pt 6.05%/1.24 pt 5.65%/1.24 pt 30-year ARM start rate 4.93%/0.78 pt 4.87%/0.79 pt 4.41%/0.74 pt 15-year fixed 5.76%/1.17 pt 5.70%/1.20 pt 5.21%/1.31 pt $417,000 TO $729,750 latest week previous week six months ago 30-year fixed 7.33%/1.68 pt 7.25%/1.56 pt 6.60%/1.23 pt 30-year ARM start rate 5.12%/1.05 pt 4.98%/1.05 pt 4.99%/0.94 pt 15-year fixed 5.76%/1.61 pt 6.84%/1.60 pt 6.18%/1.24 pt FHA or VA mortgage 6.81%/1.54 pt 6.79%/1.50 pt 6.54%/1.99 pt CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 3.120% 3.140% 3.490% 1-year Treasury bill 2.330% 2.210% 2.310% 6-month Treas. bill 1.930% 1.910% 2.390% 6-month CD 3.150% 3.120% 3.170% Prime rate 5.000% 5.000% 6.500% 11TH DISTRICT May ’08 Apr. ’08 Dec. ’07 COST-OF-FUNDS 2.918% 3.111% 4.072% *--*